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MEDICARE SOLUTIONS FOR EMPLOYERS
Employers & Brokers. For 2013 put your best option in play. A well-run separated Medicare program can help reduce your group's total healthcare spend. This is a complete solution because we handle virtually everything for the employer.
HISI PHARMACY CARVE-OUT STRATEGIES YIELD SUBSTANTIAL COST SAVINGS RESULTS!
Using self-funded carve-out strategies with our broker partners, we will save over $4 million in Pharmacy Benefits costs for our 5 largest clients including the County of Cape May and Salem County. Give us an opportunity to "peel back" your bundled benefits to reveal real cost savings for your group. Our fully insured Rx clients are also realizing substantial savings.
PHARMACY CARVE-OUT BENEFITS OPTION

HISI provides Prescription Drug Carve-out options for Employer Groups with the potential for substantial savings in their overall benefit costs. We carve-out Pharmacy from the bundled benefits, greatly reduce administrative fees and offer deeper negotiated drug discounts than most other Third Party Administrators.
HEALTH INSURANCE - REAL COST CONTAINMENT
OPTIONS & OUTSTANDING SERVICE
HISI provides quality health benefits with affordable premiums for Individuals and Employer groups - large and small. We know how to find the proper balance between coverage and cost. We have real solutions with the latest and most competative rates for HSA's, HMO's & PPO's. Contact us.
BROKERS: THINK PHARMACY CARVE-OUT AS
YOUR MOST VIABLE RENEWAL OPTION FOR 2013
Filling your sales pipeline with qualified leads and creating proposals that meet the unique needs of your prospects are the linchpins of sales success. In today's competative market, brokers are under intense pressure to deliver better results to new and existing clients. Think Pharmacy Carve-Out.